At a high level, most people have two main options to consider when transitioning to full Medicare coverage.
OPTION #1 Original Medicare
- This option usually consists of the combination of:
- Original Medicare (Parts A and B)
- Plus a Medicare Supplement Plan (aka Medigap)
- Plus a Medicare Prescription Drug Plan (Part D).
- Most everyone pays a monthly rate for Part B (most people don’t have to pay anything for Part A).
- Supplement Plans and Prescription Drug Plans each charge you a monthly premium (in addition to your cost of Medicare Part B).
OPTION #2 Medicare Advantage Plan
- This is sometimes described as all-in-one Medicare Coverage.
- These plans bundle Parts A, B, and D into one plan (a supplement is not required).
- Most times these plans contain extra benefits over what original Medicare provides.
- And, many Medicare Advantage Plans have no additional monthly cost (you still pay Medicare for Part B).
Contact Us for More Information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.