Medicare Options
At a high level, most people have two main options to consider when transitioning to full Medicare coverage.
OPTION #1 Original Medicare
- This option usually consists of the combination of:
- Original Medicare (Parts A and B)
- Plus a Medicare Supplement Plan (aka Medigap)
- Plus a Medicare Prescription Drug Plan (Part D).
- Most everyone pays a monthly rate for Part B (most people don’t have to pay anything for Part A).
- Supplement Plans and Prescription Drug Plans each charge you a monthly premium (in addition to your cost of Medicare Part B).
OPTION #2 Medicare Advantage Plan
- This is sometimes described as all-in-one Medicare Coverage.
- These plans bundle Parts A, B, and D into one plan (a supplement is not required).
- Most times these plans contain extra benefits over what original Medicare provides.
- And, many Medicare Advantage Plans have no additional monthly cost (you still pay Medicare for Part B).
Contact us for Medicare Peace of Mind.
We’ll help you make the right decision about your Medicare coverage. All at NO COST to you.
Email: 65Plus@bbginc.net
Phone: 866-845-8600; Ext 130
Latest News and Information on Medicare
Medicare Coverage of Second Opinions — Here’s What You Need to Know
I recently helped a Medicare client who was facing the prospect of a pretty significant surgery and wanted to pursue getting a second opinion. Thought I’d share some of the basics of what we learned about Medicare’s Coverage of Second Opinions……. Let’s start by...
2023 Medicare Part D Update: Understanding Your Medicare Prescription Drug Plan
Understanding your Medicare Prescription Drug Plan in 2023 Your particular monthly premium and drug costs depend on the type of Medicare coverage and the respective plan you have selected. Whether it’s a stand-alone Prescription Drug Plan if you are covered under...
Two Important Medicare Nuggets You’ll Want To Know About
You Will Pay Less for Medicare Part B in 2023 and Some Prescription Drug Coverage Changes Starting in 2023MEDICARE PART B PREMIUM DECREASE -- As speculated here a few months back, The Centers for Medicare & Medicaid Services (CMS) recently announced that the 2023...
Medicare’s Hospice Coverage: A Friend’s Gratitude
I recently attended the wake and funeral Mass for a family member of a good friend. In conversation after the services my friend shared with me how grateful the immediate family was for the hospice care provided to their loved one via the loved one’s Medicare...
You May Actually Pay Less for Medicare Part B in 2023
From The Ripley’s Believe-It-Or-Not Department: You May Actually Pay Less for Medicare Part B in 2023 That headline, folks, is surprisingly not a typo. I truly had to do a double-take when I read this in last week’s Centers for Medicare & Medicaid Services (CMS)...
If Medicare covers preventive care services at 100%, why was I sent a bill after my preventive care visit?
If Medicare covers preventive care services at 100%, why was I sent a bill after my preventive care visit? The short answer is the bill may very well be valid based on the results of certain preventive care services……. Here’s why. Medicare does cover many preventive...
Understanding Your Medicare Prescription Drug Coverage in 2022
Your particular monthly premium and drug costs depend on the type of Medicare coverage and the respective plan you have selected. Whether it’s a stand-alone Prescription Drug Plan if you are covered under Original Medicare (Option 1), or a Medicare Advantage HMO or...
Medicare Basics: 5 Things to Know about Medicare Part C – Medicare Advantage (Part of a Series)
There are four basic parts of Medicare: A, B, C, and D. Each part helps pay for certain medical services. Medicare Part C, better known as “Medicare Advantage”, comprises an “all in one” alternative to Original Medicare. These “bundled” health plans include Part A,...
Contact Us for More Information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.