by Mike Barrett | Mar 3, 2020 | Employer Issues, Featured, Healthcare Costs, Insurance, Medicare
When you have both Medicare and employer-based coverage, Medicare will either pay primary or secondary for your medical costs. When Medicare is primary insurance, Medicare pays for your medical bills first. When Medicare is the secondary insurance, Medicare pays...
by Mike Barrett | Nov 6, 2017 | Employer Issues, General Health, General Insurance Issues, Healthcare Costs, Healthcare Issues, Insurance, Pharmacy Costs, Pharmacy, PBMs and Pharma Costs
This is an example of one Ohio company adjusting how they administer coupons people use at the pharmacy. The program helps make sure members’ out-of-pocket cost for prescription drugs are properly applied to deductibles and maximum out-of-pocket amounts. The benefit...
by Mike Barrett | Sep 14, 2016 | Employer Issues, General Health, General Insurance Issues, Healthcare Costs, Healthcare Issues, Medicare Medicaid, Pharmacy Costs, Pharmacy, PBMs and Pharma Costs
We have all heard jokes that begin with “Three guys walk into a bar….” I thought it might make sense to use that model to explain why “referenced-based pricing” and general consumer awareness in healthcare are important to consider. Here...
by Mike Barrett | Mar 26, 2014 | Employer Issues, Healthcare Issues, Medicare Medicaid
There are many opinions about Medicaid expansion and my post is opinion free. Employers across all sectors of the economy are likely to have Medicaid eligible employees/dependents in their population. Many do not know they are Medicaid eligible and some may be on the...