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Health Coverage By the Numbers

Job-based health insurance is the largest single source of health care coverage in the U.S. 1.) Employer-sponsored insurance covers more than 157  million workers and their dependents. 2.) The next largest source of coverage, Medicaid, insures less than half as many,...

Using An Old Opening Joke Line To Illustrate Costs In Healthcare

We have all heard jokes that begin with “Three guys walk into a bar….” I thought it might make sense to use that model to explain why “referenced-based pricing” and general consumer awareness in healthcare are important to consider. Here...

Definition of Predicament: People Who Don’t Have Access to Employer Coverage, Aren’t Medicare Eligible, and Don’t Qualify for Subsidies

Yes, this is a bit anecdotal. Nevertheless, I think it’s  worth reporting and some may find it interesting. First, recently our team managed the annual open enrollment process for the group health plan of one of our employer clients. After a quick but thoughtful...

The HHS Move to Curtail the Availability of Short Term Health Coverage Will Hurt Consumers In Need of an Affordable Bridge To Other Coverage……

………Like Medicare or Other Employer-Sponsored Coverage. Yesterday the Obama Administration and HHS announced they were significantly curtailing the availability and use of short-term health insurance. Their reasons? Not exactly sure. Maybe it’s due to the myriad of...